How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained Simply
How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained Simply
According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is ,000, loans can exceed ,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will create a repayment schedule; understand the various repayment options, such as graduated repayment, level repayment, income-sensitive repayment, extended repayment, serialization, and income-contingent
List Price: $ 21.95
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Via TPM Election Central: tpmelectioncentral.talkingpointsmemo.com/2008/12/obama_te…
Note: Things are changing fast even as you’re browsing from page to page, so the numbers below are likely never 100% accurate.
As of a few minutes ago, the top 30 questions accounted for 10.5% of all 119,230 votes (somehow the table below is missing one line).
Still early, but might look like we’re observing the same pattern we saw earlier where a voting system preferred those entries that had been submitted early and attracted an early lead in votes.
Also, at a guestimated 15 words per question (and a reading speed of 250 words per minute), it would take about 100 minutes to consume all 1,606 questions. Not as bad as what we saw here, but still quite a challenge once we hit several thousand questions.
No. / Votes / Running total / Percent of total
1 / 1128 / 1128 / 0.9%
2 / 938 / 2066 / 1.7%
3 / 743 / 2809 / 2.4%
4 / 679 / 3488 / 2.9%
5 / 647 / 4135 / 3.5%
6 / 646 / 4781 / 4.0%
7 / 580 / 5361 / 4.5%
8 / 543 / 5904 / 5.0%
9 / 495 / 6399 / 5.4%
10 / 400 / 6799 / 5.7%
11 / 369 / 7168 / 6.0%
12 / 390 / 7558 / 6.3%
13 / 357 / 7915 / 6.6%
14 / 351 / 8266 / 6.9%
15 / 322 / 8588 / 7.2%
16 / 314 / 8902 / 7.5%
17 / 326 / 9228 / 7.7%
18 / 325 / 9553 / 8.0%
19 / 311 / 9864 / 8.3%
20 / 312 / 10176 / 8.5%
21 / 286 / 10462 / 8.8%
22 / 275 / 10737 / 9.0%
23 / 275 / 11012 / 9.2%
24 / 265 / 11277 / 9.5%
25 / 271 / 11548 / 9.7%
26 / 247 / 11795 / 9.9%
27 / 230 / 12025 / 10.1%
28 / 235 / 12260 / 10.3%
29 / 209 / 12469 / 10.5%
For future reference, the current list of top 30 questions:
1 / "What will you do to establish transparency and safeguards against waste with the rest of the Wall Street bailout money?"
2 / "What will you do as President to restore the Constitutional protections that have been subverted by the Bush Administration and how will you ensure that our system of checks and balances is renewed?"
3 / "Will you lift the ban on Stem Cell research in your first 100 days in office?"
4 / "What will you do first to reduce pollution/waste and incentivize greener behavior across the country?"
5 / "Will you appoint a Special Prosecutor – ideally Patrick Fitzgerald – to independently investigate the gravest crimes of the Bush Administration, including torture and warrantless wiretapping?"
6 / "What will you do to end the use of mercenary forces (ie Blackwater) by our military?"
7 / "What do you plan to do to our food industry to make it more sustainable? Will there be changes to our farming policies?"
8 / "What will you do to promote science and mathematics education to Elementary and Middle School students?"
9 / "How long will it take for you to implement your healthcare policy to insure those who do not have any insurance at all?"
10 / "What will be done to make the banking industry accountable when there are so many substantiated stories about their mismangement in relationship to selling bank owned properties and managing potential foreclosures?"
11 / "Solar energy is in use throughout the world on an individual household basis for water and facility heating, as well as electricity generation. Will your admin. attempt to utilize the millions of acres available for solar energy collection?"
12 / "What will be done about the FDA and its cozy relationship with the Pharmaceutical industry? Will the protective legislation for the Pharm be reversed? Will the FDA pre-emption policy protecting the Pharm from liability be addressed?"
13 / "Will you introduce legislation to enable refinancing of older student loans with high interest rates (8.5% and more) into the lower rates currently available? You can refinance any other kind of loan except student loans and that’s not fair."
14 / "Our agricultural policy, formed by Pres. Nixon, has resulted in our being both overfed and undernourished. Will you appoint a Secretary of Agriculture who understands that we have been operating using unsustainable/unhealthy farming practices?"
15 / "Will you increase tax incentives or refunds to individuals for installing energy efficient products in their homes – such as solar water and electric, wind energy, electric/hybrid cars, etc?"
16 / "Given the energy challenges we’re facing, what are your plans to improve public transportation in this country, and to encourage ridership?"
17 / "What legislation will you introduce to preserve Net Neutrality and stop the telecom industry from eviscerating the greatest communication medium of all time?"
18 / "You do not support gay marriage, but you do support civil unions. How and when will all american gay and lesbian citizens will be granted the more than 1,000 rights and responsibilities as married couples?"
19 / "What is your view on a unitary executive branch? Will you work to restore checks and balances to the office of the President and Vice-President?"
20 / "How will you deal with members of the Bush administration for things like warrant-less wiretapping, approving the use of torture, and the abuse of executive power?"
21 / "Is there a way to provide *healthcare for everyone* without enriching only insurance companies the way providing "insurance for everyone" does? This would help stimulate a larger part of the economy than just enriching a few insurance corporations."
22 / "Why are we rebuilding our national highway system instead of building high-speed passenger rail and revitalizing our cities and towns through the development of mass transit? Is this not key to our long-term economic and environmental well being?"
23 / "There has been a lot of talk about rebuilding infrastructure. How much consideration is being given to building a high speed rail system, like those in Europe?"
24 / "Executive Order 13233 from President Bush nullifies the lawful release of presidential records. What will you do to keep the Bush/Cheney administration from exploiting this to keep their secrets safe, contrary to national security?"
25 / "The Bush administration has rationalized some vile acts (torture, wiretapping) with questionable legal opinions written by the OLC and the DoJ. How will you close the loophole that implies any act is lawful if it’s permitted by such a legal opinion?"
26 / "How cangovernment incentivize people and corporations to support sustainable energy and reduced petroleum dependency at a scale to impact global warming adequately? We need more than slogans. This change has significant impact and real costs."
27 / "Will you commit to unequivocally ending torture by US intelligence and military organizations, and will you support legislation to categorically prohibit this practice in the future?"
28 / "Will you consider a Doctors For America, sort of like a Teach For America, program as part of your health care reform? It would be a way to pay for students to become GP (we need more) as well as providing health care to poor Americans."
29 / "In developing a power grid for the 21st century, will you require utility companies to make whatever changes are necessary to allow individual homeowners to install solar panels and sell excess power back to the utility companies?"
30 / "Will you ban companies from using bailout money for lobbying?"
