Archive for February, 2011

A student has to fork out huge money for college education. This is because a student pays for high tuition fee, hostel expenses, books, sports and lot many facilities. Since a student’s income sources are none or very few, he or she is left with no alternative than to opt for College Education Loans that are specifically carved out to pursue college studies.

When thinking of college education loan, a student should first explore Federal Loans that are made especially to students. The biggest advantage of Federal loans is that these are low rate loans and come with variety of repayment duration as per the student’s repaying capacity. A student can take Federal Stafford Loans or Federal Perkins Loans at low rate of interest. As long as the student continues college education, he or she is not required to repay Federal loans and it is only after college studies and getting a regular job that the student starts paying back the loan. And if you want to repay the loan, you can do so after six months of getting the loan in hands.

Then there are PLUS loans which are given to parents. These are also federal backed loans but the responsibility of repaying the loan is with the parents, not on the student. This loan is preferred where a student has bad credit and finds loan availing difficult as he or she can not provide adequate security of the loan.

If Federal loans do not serve the purpose, then a student can take college education loans from private lenders in secured or unsecured options. The loan amount and interest rate will depend on the borrower’s persona circumstances like credit history and repaying capacity.

In case the student has bad credit history, it is advisable that college education loans should be taken along with a co-signer who has good credit history. Such a co-signer enables in taking the loan at lower rate of interest. So one can say that a college student has many options in taking loans for studies but these should be explore as per individual circumstances.

Julia Russell works as an executive in financial department for Cheap College Loans. She has a lot of experience in finance field. To find college

education loan, college education loans, student loan, college student loans, cheap commercial college loans visit http://www.cheapcollegeloans.co.uk/


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5141G5SP2WL. SL75  Peruse Higher Studies Easily Through College Education LoansThe Everything Paying For College Book: Grants, Loans, Scholarships, And Financial Aid — All You Need To Fund Higher Education (Everything: School and Careers) 0 5 Peruse Higher Studies Easily Through College Education Loans
Finding the right college-from filling out applications to getting accepted-should be one of the most thrilling times of your life…
51eFwnr N6L. SL75  Peruse Higher Studies Easily Through College Education LoansPaying for College Without Going Broke, 2010 Edition (College Admissions Guides) 0 5 Peruse Higher Studies Easily Through College Education Loans
Are you concerned about college financing? Could you use expert advice and tips to help you with tuition? As the price of college…
41 MxL1gccL. SL75  Peruse Higher Studies Easily Through College Education LoansStudent Loans 101: Everything You Need To Know About Receiving Financial Aid For College 0 5 Peruse Higher Studies Easily Through College Education Loans
“Money Is Tight, Your Kids Are Going To College & You Just Don’t Know HOW You Will Find The Money To Fund Those College Fees! Th…
5179HVH3MBL. SL75  Peruse Higher Studies Easily Through College Education LoansHow to Go to College Almost for Free 0 5 Peruse Higher Studies Easily Through College Education Loans
Make your educational dreams come true! Worried about how to pay for college? Afraid of drowning in a sea of student debt? Sure, B…
51vPhvfLgZL. SL75  Peruse Higher Studies Easily Through College Education LoansHow to Go to College on a Shoe String: The Insider’s Guide to Grants, Scholarships, Cheap Books, Fellowships, and Other Financial Aid Secrets 0 5 Peruse Higher Studies Easily Through College Education Loans
Once again in 2006 the cost to attend college was double the inflation rate, according to the report “Trends in College Pricing 20…
51SngEdDbBL. SL75  Peruse Higher Studies Easily Through College Education LoansGet Real Money for College: A Financial Handbook Of $ cholar$ hip Opportunities and Education Loan Options for Students from Middle School through Graduate School 0 5 Peruse Higher Studies Easily Through College Education Loans
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Zero Debt for College Grads: From Student Loans to Financial Freedom

51%2BoAdQJGrL. SL160  Zero Debt for College Grads: From Student Loans to Financial Freedom

As the cost of a college education continues to increase at a rate of about 9% annually—nearly three times the rate of inflation—more and more college students are taking out loans to cover tuition, fees, and other expenses. Median undergraduate student loan debt is currently close to ,000, and graduate students end up with an additional ,000 in debt upon graduation. Pile on thousands more in credit card debt, and many college students today graduate with massive financial burdens that they are not prepared to handle. In Zero Debt for College Grads, noted personal finance expert Lynnette Khalfani provides a thorough roadmap for stress-free living that will allow recent graduates to focus on their burgeoning careers while navigating the ups and downs of their financial responsibilities.  ”"Zero Debt for College Grads,”" by Lynnette Khalfani, puts into plain English what many recent college graduates need to hear: lay off the credit cards and expenses and be a bit more reali

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Minority Scholarships For Graduate Students

There are many Minority Scholarships For Graduate Students that can be used to help pay off the remaining college costs students may have.  We’ve searched for Minority Scholarships For Graduate Students and here’s a few you should apply for.  Search for more scholarships online as well by using services such as fastweb.

*** Click Here to Register Free for the ,000 Scholarship ***

One of these scholarships is the K scholarship drawing by Scholarship Zone.  Qualifying for this scholarship is easy, you simply need to be at least 18 years old and live in the United States.  To enter the scholarship giveaway, go ahead and fill out the simple registration form on their site.  Register soon so you will not miss the deadline.

You may want to check out the scholarships offered by the Family Foundation of Walmart.  This scholarship opportunity grants ,000 to eligible graduating serniors.  To be eligible, applicants will need to prove financial need and have a 22 on the ACT.

There is one more scholarship program from the Alliance for Young Writers and Artists.  Work that you need to submit includes work in humor, journalism, and dramatic script.  Two requirements to apply are that you need to show financial need and have at least a 2.5 grade point average.

*** Click Here to Register Free for the Minority Scholarships For Graduate Students ,000 Scholarship ***

For better chances of getting more money, simply apply for more scholarship opportunities.  You control the success you will have in college.

A good idea to implement in your scholarship search is to find all the scholarships you qualify for, obviously, and actually apply for them all.  You simply need to be professional about completing your application, send it in time, and be sure to apply for as many of them as you can as this will increase the odds of you being rewarded a well-deserved scholarship.


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5185ZJPC0FL. SL75  Minority Scholarships For Graduate StudentsHomeless to Harvard – The Liz Murray Story 0 5 Minority Scholarships For Graduate Students
Liz Murray was raised in poverty by drug-addicted parents. Though they loved her, they were unable to care for her and Liz ended u…
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51N58NCMT2L. SL75  Minority Scholarships For Graduate StudentsDan Cassidy’s Worldwide Graduate Scholarship Directory: Thousands of Top Scholarships Throughout the United States and Around the World 0 5 Minority Scholarships For Graduate Students
You will find thousands of grants, scholarships, loans, fellowships, and internships from colleges, foundations, corporations, tru…
717EDXTX3JL. SL75  Minority Scholarships For Graduate StudentsFree Money for Graduate School, Fourth Edition 0 5 Minority Scholarships For Graduate Students
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41VA6dSGswL. SL75  Minority Scholarships For Graduate StudentsA Guide To College Scholarship 0 5 Minority Scholarships For Graduate Students
Is there an available financing scheme?Let’s face the reality. College education is expensive! A lot of parents do a double take…

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531614044 5b32a159a9 Minority Scholarships For Graduate Students

Image by William A. Pacheco
View from the stage at Santa Fe Indian School’s Graduation. SFIS graduated it’s largest class ever at 102 students. Ten graduates recieved the Gates Millenium Scholarship–a record for the school and more than any other school in the nation. The scholarship will pay for tution and costs for students up to their PhD.

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How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained Simply

51V6bu8PM2L. SL160  How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained Simply

According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is ,000, loans can exceed ,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will create a repayment schedule; understand the various repayment options, such as graduated repayment, level repayment, income-sensitive repayment, extended repayment, serialization, and income-contingent

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3098292591 b5f64e99b0 How to Wipe Out Your Student Loans and Be Debt Free Fast: Everything You Need to Know Explained Simply

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Via TPM Election Central: tpmelectioncentral.talkingpointsmemo.com/2008/12/obama_te…

Note: Things are changing fast even as you’re browsing from page to page, so the numbers below are likely never 100% accurate.

As of a few minutes ago, the top 30 questions accounted for 10.5% of all 119,230 votes (somehow the table below is missing one line).

Still early, but might look like we’re observing the same pattern we saw earlier where a voting system preferred those entries that had been submitted early and attracted an early lead in votes.

Also, at a guestimated 15 words per question (and a reading speed of 250 words per minute), it would take about 100 minutes to consume all 1,606 questions. Not as bad as what we saw here, but still quite a challenge once we hit several thousand questions.

No. / Votes / Running total / Percent of total
1 / 1128 / 1128 / 0.9%
2 / 938 / 2066 / 1.7%
3 / 743 / 2809 / 2.4%
4 / 679 / 3488 / 2.9%
5 / 647 / 4135 / 3.5%
6 / 646 / 4781 / 4.0%
7 / 580 / 5361 / 4.5%
8 / 543 / 5904 / 5.0%
9 / 495 / 6399 / 5.4%
10 / 400 / 6799 / 5.7%
11 / 369 / 7168 / 6.0%
12 / 390 / 7558 / 6.3%
13 / 357 / 7915 / 6.6%
14 / 351 / 8266 / 6.9%
15 / 322 / 8588 / 7.2%
16 / 314 / 8902 / 7.5%
17 / 326 / 9228 / 7.7%
18 / 325 / 9553 / 8.0%
19 / 311 / 9864 / 8.3%
20 / 312 / 10176 / 8.5%
21 / 286 / 10462 / 8.8%
22 / 275 / 10737 / 9.0%
23 / 275 / 11012 / 9.2%
24 / 265 / 11277 / 9.5%
25 / 271 / 11548 / 9.7%
26 / 247 / 11795 / 9.9%
27 / 230 / 12025 / 10.1%
28 / 235 / 12260 / 10.3%
29 / 209 / 12469 / 10.5%

For future reference, the current list of top 30 questions:

1 / "What will you do to establish transparency and safeguards against waste with the rest of the Wall Street bailout money?"
2 / "What will you do as President to restore the Constitutional protections that have been subverted by the Bush Administration and how will you ensure that our system of checks and balances is renewed?"
3 / "Will you lift the ban on Stem Cell research in your first 100 days in office?"
4 / "What will you do first to reduce pollution/waste and incentivize greener behavior across the country?"
5 / "Will you appoint a Special Prosecutor – ideally Patrick Fitzgerald – to independently investigate the gravest crimes of the Bush Administration, including torture and warrantless wiretapping?"
6 / "What will you do to end the use of mercenary forces (ie Blackwater) by our military?"
7 / "What do you plan to do to our food industry to make it more sustainable? Will there be changes to our farming policies?"
8 / "What will you do to promote science and mathematics education to Elementary and Middle School students?"
9 / "How long will it take for you to implement your healthcare policy to insure those who do not have any insurance at all?"
10 / "What will be done to make the banking industry accountable when there are so many substantiated stories about their mismangement in relationship to selling bank owned properties and managing potential foreclosures?"
11 / "Solar energy is in use throughout the world on an individual household basis for water and facility heating, as well as electricity generation. Will your admin. attempt to utilize the millions of acres available for solar energy collection?"
12 / "What will be done about the FDA and its cozy relationship with the Pharmaceutical industry? Will the protective legislation for the Pharm be reversed? Will the FDA pre-emption policy protecting the Pharm from liability be addressed?"
13 / "Will you introduce legislation to enable refinancing of older student loans with high interest rates (8.5% and more) into the lower rates currently available? You can refinance any other kind of loan except student loans and that’s not fair."
14 / "Our agricultural policy, formed by Pres. Nixon, has resulted in our being both overfed and undernourished. Will you appoint a Secretary of Agriculture who understands that we have been operating using unsustainable/unhealthy farming practices?"
15 / "Will you increase tax incentives or refunds to individuals for installing energy efficient products in their homes – such as solar water and electric, wind energy, electric/hybrid cars, etc?"
16 / "Given the energy challenges we’re facing, what are your plans to improve public transportation in this country, and to encourage ridership?"
17 / "What legislation will you introduce to preserve Net Neutrality and stop the telecom industry from eviscerating the greatest communication medium of all time?"
18 / "You do not support gay marriage, but you do support civil unions. How and when will all american gay and lesbian citizens will be granted the more than 1,000 rights and responsibilities as married couples?"
19 / "What is your view on a unitary executive branch? Will you work to restore checks and balances to the office of the President and Vice-President?"
20 / "How will you deal with members of the Bush administration for things like warrant-less wiretapping, approving the use of torture, and the abuse of executive power?"
21 / "Is there a way to provide *healthcare for everyone* without enriching only insurance companies the way providing "insurance for everyone" does? This would help stimulate a larger part of the economy than just enriching a few insurance corporations."
22 / "Why are we rebuilding our national highway system instead of building high-speed passenger rail and revitalizing our cities and towns through the development of mass transit? Is this not key to our long-term economic and environmental well being?"
23 / "There has been a lot of talk about rebuilding infrastructure. How much consideration is being given to building a high speed rail system, like those in Europe?"
24 / "Executive Order 13233 from President Bush nullifies the lawful release of presidential records. What will you do to keep the Bush/Cheney administration from exploiting this to keep their secrets safe, contrary to national security?"
25 / "The Bush administration has rationalized some vile acts (torture, wiretapping) with questionable legal opinions written by the OLC and the DoJ. How will you close the loophole that implies any act is lawful if it’s permitted by such a legal opinion?"
26 / "How cangovernment incentivize people and corporations to support sustainable energy and reduced petroleum dependency at a scale to impact global warming adequately? We need more than slogans. This change has significant impact and real costs."
27 / "Will you commit to unequivocally ending torture by US intelligence and military organizations, and will you support legislation to categorically prohibit this practice in the future?"
28 / "Will you consider a Doctors For America, sort of like a Teach For America, program as part of your health care reform? It would be a way to pay for students to become GP (we need more) as well as providing health care to poor Americans."
29 / "In developing a power grid for the 21st century, will you require utility companies to make whatever changes are necessary to allow individual homeowners to install solar panels and sell excess power back to the utility companies?"
30 / "Will you ban companies from using bailout money for lobbying?"

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Grants are available under various categories. There are grants for various students. International students can also opt for the grants for international students. There are various grants that are available on the internet. For this purpose you can visit College Scholarships.com. International students can get information about grants here.

Grants are available to the students only if they can prove that they have enough money for making a move to the United States or sustain a living out in the US. These grants are only applicable for studying at the US. Students who cannot move to US or cannot stay there would not qualify for these grants. There are several other grant programs for international students.

To begin with there is The American Australian Association that gives fellowships to the Australians and the Americans for being able to conduct advanced research and also study in the United States and Australia. It must be remembered that getting these grants are not easy. Being eligible for grants does not mean you have achieved the grant. There is a lot of competition when it comes to getting grants.

International students from a few countries can be eligible for a Foreign Fullbright grant. With the help of these grants students can study or do their researches work in the US. This grant is sponsored by the US State Department. The grant requirements keep changing. The students who are eligible for the Fullbright Science and Technology Award can do their doctorate studies.

However this award is applicable only for selected fields such as biology, energy, engineering, mathematics, physics and public health. There are special scholarship programmes for women as well. One such example can be Zonta International. The main aim of Zonta International is to support women. One of t5he grants that this organization offers is for those women who are interested in business.

In order to get this grant, applicants will have to be undergraduate juniors or seniors. They will also have to show achievements in courses that are related to business. There is also another grant program that is known as the Young Women in Public Affairs Award. There are various other grants for international students. All that you have to do is do proper research on them.

If you have any questions or for more information please visit our website Grants for International Students. Partners and Profits has been designed to help individuals learn what types are available for them to apply for and also how to get approved for these grants. Visit our resource directory today at http://www.scholarshipsforstudents.net/


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The Road Out of Debt: Bankruptcy and Other Solutions to Your Financial Problems

51nFcXWEqSL. SL160  The Road Out of Debt: Bankruptcy and Other Solutions to Your Financial Problems

  • ISBN13: 9780470498866
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed

A practical guide to getting out of debt and understanding the option of personal bankruptcy The current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. The Road Out of Debt seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it. With the insights of both a bankruptcy judge and a bankruptcy lawyer, you’ll be able to determine when it’s best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. An exceptional resource for anyone contem

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Paths to Success: Demystifying the College Admissions Process

51J2V9OuabL. SL160  Paths to Success: Demystifying the College Admissions Process

Instructional DVD for parents and college bound students covering admission requirements to Junior Colleges, California State University, University of California and Private colleges and universities throughout the state. DVD contains bonus information on financial aid, tips on how to get high school letters of recommendation and tips on how to write a college entrance essay. Reference section includes links to college, university, grants and scholarship websites.This product is manufactured on demand using DVD-R recordable media. Amazon.com’s standard return policy will apply.

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Although research have demonstrated that women are truly much more likely to begin-up a effective business or nonprofit group, numerous who prolonged to achieve this unfortunately don’t have the finances to do so. Luckily, the federal government perceives women as a ‘disadvantaged group’ when it comes to launching their individual firm and has set up financing offered primarily to women owned organizations. Authorities grants for women owned companies can aid start off your business or business with out you ever needing to pay a cent back. Exactly what does it take to be eligible for 1 of these grants?

The extremely initial thing you ought to probably do in advance of seeking for federal authorities grants for women or any other type of grant or mortgage, is to produce a business method. Generating a company strategy can call for plenty of labor to finish, but it will certainly be practical when searching for any distinct monetary support. Organization techniques can be a excellent deal of assistance for the business proprietor all through their business profession. So, as soon as one is completed, it will most probably be referred to much more frequently than you would think about it would.

Together with your business program, making a imaginative and prescient assertion that explains the cause why you are setting up the business you’ve chosen that is thoroughly believed via is essential. A vision statement ought to also focus on how your group can offer advantage to your community, location or area.

By generating the effort to generate a skilled business strategy and vision assertion, you’re displaying grant organizations that you’re critically fascinated in starting your business and competent adequate to operate a tiny business all on your own. This is an considerable impression to develop for the grant organization’s panel mostly because they require to supply grants or loans to women who are critically fascinated in their company somewhat than simply seeking for bucks.

When you have a business venture tactic in place, you can now begin off your search for authorities businesses that give out govt grants or loans for women. A great location to commence out should be by means of browsing the Small Business Administration. Your regional SBA counselors can help and steer you in the perfect course when browsing for these sorts of grants. There ought to in addition be lots of information to get your on track in the Little Business Administration Web site. Plenty of of these sorts of grants or loans can be requested immediately on-line.

These functions may possibly be time-consuming and numerous have strict specs, so be positive to take a fair sum of time to study the grant’s app and pointers forward of starting with your application to make specific that you have all of the skills. There’s no sense filling out purposes for any of these authorities grants or financial loans for women that you don’t even qualify for. Countless of these grants are primarily based on such points as ethnicity, age, business market and place, in addition to your group becoming a lady owned or operated company.

Whilst govt grants for women are accessible, they don’t arrive devoid of some kind of price. The applications need time to fill out and you will have to operate diligently to display to the grant generating panel that you are deserving of these funds. But if you do the occupation faithfully and submit an exceptional software, you could have your business up and operating in no time.

The writer edits a website featuring Business Grants for Women and another Grants Gov website offering info on each grant the federal authorities offers. Michael Saunders has an MBA from the Stanford Graduate College of Business.

Business Grants is a professional relating to <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);” href=”http://bestsmallbusinessestostart.info/smallbusinessgrants”>Business Grants for Women</a>. He also has an MBA (Master of Business Administration) in the Stanford Graduate College of Business.<br />


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51SB3WRWMEL. SL75  Business Grants For Women   Placing Yourself Up For Great Outcomes In Acquiring A Govt GrantMonkey Business 0 5 Business Grants For Women   Placing Yourself Up For Great Outcomes In Acquiring A Govt Grant
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(Charles Whymper) Trinity College
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The staff of Trinity College in Dublin feature prominently in the following court case:

OSCAR WILDE’S FATHER AND MOTHER ON TRIAL
On the 12th of December, 1864, Dublin society was abuzz with excitement. A tidbit of scandal which had long been rolled on the tongue in semi-privacy was to be discussed in open court, and all women and a good many men were agog with curiosity and expectation.
The story itself was highly spiced and all the actors in it well known.

A famous doctor and oculist, recently knighted for his achievements, was the real defendant. He was married to a woman with a great literary reputation as a poet and writer who was idolized by the populace for her passionate advocacy of Ireland’s claim to self-government; "Speranza" was regarded by the Irish people as a sort of Irish Muse.

The young lady bringing the action was the daughter of the professor of medical jurisprudence at Trinity College, who was also the chief at Marsh’s library.

It was said that this Miss Travers, a pretty girl just out of her teens, had been seduced by Dr. Sir William Wilde while under his care as a patient. Some went so far as to say that chloroform had been used, and that the girl had been violated.

The doctor was represented as a sort of Minotaur: lustful stories were invented and repeated with breathless delight; on all faces, the joy of malicious curiosity and envious denigration.

The interest taken in the case was extraordinary: the excitement beyond comparison; the first talents of the Bar were engaged on both sides; Serjeant Armstrong led for the plaintiff, helped by the famous Mr. Butt, Q.C., and Mr. Heron, Q.C., who were in turn backed by Mr. Hamill and Mr. Quinn; while Serjeant Sullivan was for the defendant, supported by Mr. Sidney, Q.C., and Mr. Morris, Q.C., and aided by Mr. John Curran and Mr. Purcell.

The Court of Common Pleas was the stage; Chief Justice Monahan presiding with a special jury. The trial was expected to last a week, and not only the Court but the approaches to it were crowded.
To judge by the scandalous reports, the case should have been a criminal case, should have been conducted by the Attorney-General against Sir William Wilde; but that was not the way it presented itself. The action was not even brought directly by Miss Travers or by her father, Dr. Travers, against Sir William Wilde for rape or criminal assault, or seduction. It was a civil action brought by Miss Travers, who claimed £2,000 damages for a libel written by Lady Wilde to her father, Dr. Travers. The letter complained of ran as follows:–

Tower, Bray, May 6th.
Sir, you may not be aware of the disreputable conduct of your daughter at Bray where she consorts with all the low newspaper boys in the place, employing them to disseminate offensive placards in which my name is given, and also tracts in which she makes it appear that she has had an intrigue with Sir William Wilde. If she chooses to disgrace herself, it is not my affair, but as her object in insulting me is in the hope of extorting money for which she has several times applied to Sir William Wilde with threats of more annoyance if not given, I think it right to inform you, as no threat of additional insult shall ever extort money from our hands. The wages of disgrace she has so basely treated for and demanded shall never be given her.
Jane F. Wilde.

To Dr. Travers.
The summons and plaint charged that this letter written to the father of the plaintiff by Lady Wilde was a libel reflecting on the character and chastity of Miss Travers, and as Lady Wilde was a married woman, her husband Sir William Wilde was joined in the action as a co-defendant for conformity.

The defences set up were:–
First, a plea of "No libel": secondly, that the letter did not bear the defamatory sense imputed by the plaint: thirdly, a denial of the publication, and, fourthly, a plea of privilege. This last was evidently the real defence and was grounded upon facts which afforded some justification of Lady Wilde’s bitter letter.

It was admitted that for a year or more Miss Travers had done her uttermost to annoy both Sir William Wilde and his wife in every possible way. The trouble began, the defence stated, by Miss Travers fancying that she was slighted by Lady Wilde. She thereupon published a scandalous pamphlet under the title of "Florence Boyle Price, a Warning; by Speranza," with the evident intention of causing the public to believe that the booklet was the composition of Lady Wilde under the assumed name of Florence Boyle Price. In this pamphlet Miss Travers asserted that a person she called Dr. Quilp had made an attempt on her virtue. She put the charge mildly. "It is sad," she wrote, "to think that in the nineteenth century a lady must not venture into a physician’s study without being accompanied by a bodyguard to protect her."

Miss Travers admitted that Dr. Quilp was intended for Sir William Wilde; indeed she identified Dr. Quilp with the newly made knight in a dozen different ways. She went so far as to describe his appearance. She declared that he had "an animal, sinister expression about his mouth which was coarse and vulgar in the extreme: the large protruding under lip was most unpleasant. Nor did the upper part of his face redeem the lower part. His eyes were small and round, mean and prying in expression. There was no candour in the doctor’s countenance, where one looked for candour." Dr. Quilp’s quarrel with his victim, it appeared, was that she was "unnaturally passionless."
The publication of such a pamphlet was calculated to injure both Sir William and Lady Wilde in public esteem, and Miss Travers was not content to let the matter rest there. She drew attention to the pamphlet by letters to the papers, and on one occasion, when Sir William Wilde was giving a lecture to the Young Men’s Christian Association at the Metropolitan Hall, she caused large placards to be exhibited in the neighbourhood having upon them in large letters the words "Sir William Wilde and Speranza." She employed one of the persons bearing a placard to go about ringing a large hand bell which she, herself, had given to him for the purpose. She even published doggerel verses in the "Dublin Weekly Advertiser", and signed them "Speranza," which annoyed Lady Wilde intensely. One read thus:–
Your progeny is quite a pest To those who hate such "critters"; Some sport I’ll have, or I’m blest I’ll fry the Wilde breed in the West Then you can call them Fritters.

She wrote letters to "Saunders Newsletter", and even reviewed a book of Lady Wilde’s entitled "The First Temptation," and called it a "blasphemous production." Moreover, when Lady Wilde was staying at Bray, Miss Travers sent boys to offer the pamphlet for sale to the servants in her house. In fine Miss Travers showed a keen feminine ingenuity and pertinacity in persecution worthy of a nobler motive.

But the defence did not rely on such annoyance as sufficient provocation for Lady Wilde’s libellous letter. The plea went on to state that Miss Travers had applied to Sir William Wilde for money again and again, and accompanied these applications with threats of worse pen-pricks if the requests were not acceded to. It was under these circumstances, according to Lady Wilde, that she wrote the letter complained of to Dr. Travers and enclosed it in a sealed envelope. She wished to get Dr. Travers to use his parental influence to stop Miss Travers from further disgracing herself and insulting and annoying Sir William and Lady Wilde.

The defence carried the war into the enemy’s camp by thus suggesting that Miss Travers was blackmailing Sir William and Lady Wilde.

The attack in the hands of Serjeant Armstrong was still more deadly and convincing. He rose early on the Monday afternoon and declared at the beginning that the case was so painful at the beginning that he would have preferred not to have been engaged in it– a hypocritical statement which deceived no one, and was just as conventional-false as his wig. But with this exception the story he told was extraordinarily clear and gripping.

Some ten years before, Miss Travers, then a young girl of nineteen, was suffering from partial deafness, and was recommended by her own doctor to go to Dr. Wilde, who was the chief oculist and aurist in Dublin. Miss Travers went to Dr. Wilde, who treated her successfully. Dr. Wilde would accept no fees from her, stating at the outset that as she was the daughter of a brother-physician, he thought it an honour to be of use to her. Serjeant Armstrong assured his hearers that in spite of Miss Travers’ beauty he believed that at first Dr. Wilde took nothing but a benevolent interest in the girl. Even when his professional services ceased to be necessary, Dr. Wilde continued his friendship. He wrote Miss Travers innumerable letters: he advised her as to her reading and sent her books and tickets for places of amusement: he even insisted that she should be better dressed, and pressed money upon her to buy bonnets and clothes and frequently invited her to his house for dinners and parties. The friendship went on in this sentimental kindly way for some five or six years till 1860.
The wily Serjeant knew enough about human nature to feel that it was necessary to discover some dramatic incident to change benevolent sympathy into passion, and he certainly found what he wanted.

Miss Travers, it appeared, had been burnt low down on her neck when a child: the cicatrice could still be seen, though it was gradually disappearing. When her ears were being examined by Dr. Wilde, it was customary for her to kneel on a hassock before him, and he thus discovered this burn on her neck. After her hearing improved he still continued to examine the cicatrice from time to time, pretending to note the speed with which it was disappearing. Some time in ’60 or ’61 Miss Travers had a corn on the sole of her foot which gave her some pain. Dr. Wilde did her the honour of paring the corn with his own hands and painting it with iodine. The cunning Serjeant could not help saying with some confusion, natural or assumed, "that it would have been just as well– at least there are men of such temperament that it would be dangerous to have such a manipulation going on." The spectators in the court smiled, feeling that in "manipulation" the Serjeant had found the most neatly suggestive word.

Naturally at this point Serjeant Sullivan interfered in order to stem the rising tide of interest and to blunt the point of the accusation. Sir William Wilde, he said, was not the man to shrink from any investigation: but he was only in the case formally and he could not meet the allegations, which therefore were "one-sided and unfair" and so forth and so on.

After the necessary pause, Serjeant Armstrong plucked his wig straight and proceeded to read letters of Dr. Wilde to Miss Travers at this time, in which he tells her not to put too much iodine on her foot, but to rest it for a few days in a slipper and keep it in a horizontal position while reading a pleasant book. If she would send in, he would try and send her one.

"I have now," concluded the Serjeant, like an actor carefully preparing his effect, "traced this friendly intimacy down to a point where it begins to be dangerous: I do not wish to aggravate the gravity of the charge in the slightest by any rhetoric or by an unconscious overstatement; you shall therefore, gentlemen of the jury, hear from Miss Travers herself what took place between her and Dr. Wilde and what she complains of."

Miss Travers then went into the witness-box. Though thin and past her first youth, she was still pretty in a conventional way, with regular features and dark eyes. She was examined by Mr. Butt, Q.C. After confirming point by point what Serjeant Armstrong had said, she went on to tell the jury that in the summer of ’62 she had thought of going to Australia, where her two brothers lived, who wanted her to come out to them. Dr. Wilde lent her £40 to go, but told her she must say it was £20 or her father might think the sum too large. She missed the ship in London and came back. She was anxious to impress on the jury the fact that she had repaid Dr. Wilde, that she had always repaid whatever he had lent her.

She went on to relate how one day Dr. Wilde had got her in a kneeling position at his feet, when he took her in his arms, declaring that he would not let her go until she called him William. Miss Travers refused to do this, and took umbrage at the embracing and ceased to visit at his house: but Dr. Wilde protested extravagantly that he had meant nothing wrong, and begged her to forgive him and gradually brought about a reconciliation which was consummated by pressing invitations to parties and by a loan of two or three pounds for a dress, which loan, like the others, had been carefully repaid.

The excitement in the court was becoming breathless. It was felt that the details were cumulative; the doctor was besieging the fortress in proper form. The story of embracings, reconciliations and loans all prepared the public for the great scene.

The girl went on, now answering questions, now telling bits of the story in her own way, Mr. Butt, the great advocate, taking care that it should all be consecutive and clear with a due crescendo of interest. In October, 1862, it appeared Lady Wilde was not in the house at Merrion Square, but was away at Bray, as one of the children had not been well, and she thought the sea air would benefit him. Dr. Wilde was alone in the house. Miss Travers called and was admitted into Dr. Wilde’s study. He put her on her knees before him and bared her neck, pretending to examine the burn; he fondled her too much and pressed her to him: she took offence and tried to draw away. Somehow or other his hand got entangled in a chain at her neck. She called out to him, "You are suffocating me," and tried to rise: but he cried out like a madman: "I will, I want to," and pressed what seemed to be a handkerchief over her face. She declared that she lost consciousness.

When she came to herself she found Dr. Wilde frantically imploring her to come to her senses, while dabbing water on her face, and offering her wine to drink.
"If you don’t drink," he cried, "I’ll pour it over you."
For some time, she said, she scarcely realized where she was or what had occurred, though she heard him talking. But gradually consciousness came back to her, and though she would not open her eyes she understood what he was saying. He talked frantically: "Do be reasonable, and all will be right. . . I am in your power . . . . spare me, oh, spare me . . . . strike me if you like. I wish to God I could hate you, but I can’t. I swore I would never touch your hand again. Attend to me and do what I tell you. Have faith and confidence in me and you may remedy the past and go to Australia. Think of the talk this may give rise to. Keep up appearances for your own sake. . . . ."
He then took her up-stairs to a bedroom and made her drink some wine and lie down for some time. She afterwards left the house; she hardly knew how; he accompanied her to the door, she thought; but could not be certain; she was half dazed.
The judge here interposed with the crucial question:
"Did you know that you had been violated?"
The audience waited breathlessly; after a short pause Miss Travers replied:
"Yes."
Then it was true, the worst was true. The audience, excited to the highest pitch, caught breath with malevolent delight. But the thrills were not exhausted. Miss Travers next told how in Dr. Wilde’s study one evening she had been vexed at some slight, and at once took four pennyworth of laudanum which she had bought. Dr. Wilde hurried her round to the house of Dr. Walsh, a physician in the neighbourhood, who gave her an antidote. Dr. Wilde was dreadfully frightened lest something should get out. . . .
She admitted at once that she had sometimes asked Dr. Wilde for money: she thought nothing of it as she had again and again repaid him the monies which he had lent her.

Miss Travers’ examination in chief had been intensely interesting. The fashionable ladies had heard all they had hoped to hear, and it was noticed that they were not so eager to get seats in the court from this time on, though the room was still crowded.

The cross-examination of Miss Travers was at least as interesting to the student of human nature as the examination in chief had been, for in her story of what took place on that 14th of October, weaknesses and discrepancies of memory were discovered and at length improbabilities and contradictions in the narrative itself.

First of all it was elicited that she could not be certain of the day; it might have been the 15th or the 16th: it was Friday the 14th, she thought. . . . It was a great event to her; the most awful event in her whole life; yet she could not remember the day for certain.
"Did you tell anyone of what had taken place?"
"No."
"Not even your father?"
"No."
"Why not?"
"I did not wish to give him pain."
"But you went back to Dr. Wilde’s study after the awful assault?"
"Yes."
"You went again and again, did you not?"
"Yes."
"Did he ever attempt to repeat the offence?"
"Yes."
The audience was thunderstruck; the plot was deepening. Miss Travers went on to say that the Doctor was rude to her again; she did not know his intention; he took hold of her and tried to fondle her; but she would not have it.
"After the second offence you went back?"
"Yes."
"Did he ever repeat it again?"
"Yes."
Miss Travers said that once again Dr. Wilde had been rude to her.
"Yet you returned again?"
"Yes."
"And you took money from this man who had violated you against your will?"
"Yes."
"You asked him for money?"
"Yes."
"This is the first time you have told about this second and third assault, is it not?"
"Yes," the witness admitted.
So far all that Miss Travers had said hung together and seemed eminently credible; but when she was questioned about the chloroform and the handkerchief she became confused. At the outset she admitted that the handkerchief might have been a rag. She was not certain it was a rag. It was something she saw the doctor throw into the fire when she came to her senses.
"Had he kept it in his hands, then, all the time you were unconscious?"
"I don’t know."
"Just to show it to you?"
The witness was silent.
When she was examined as to her knowledge of chloroform, she broke down hopelessly. She did not know the smell of it; could not describe it; did not know whether it burnt or not; could not in fact swear that it was chloroform Dr. Wilde had used; would not swear that it was anything; believed that it was chloroform or something like it because she lost consciousness. That was her only reason for saying that chloroform had been given to her.
Again the judge interposed with the probing question:
"Did you say anything about chloroform in your pamphlet?"
"No," the witness murmured.

It was manifest that the strong current of feeling in favour of Miss Travers had begun to ebb. The story was a toothsome morsel still: but it was regretfully admitted that the charge of rape had not been pushed home. It was felt to be disappointing, too, that the chief prosecuting witness should have damaged her own case.

It was now the turn of the defence, and some thought the pendulum might swing back again.
Lady Wilde gave her evidence emphatically, but was too bitter to be a persuasive witness. It was tried to prove from her letter that she believed that Miss Travers had had an intrigue with Sir William Wilde, but she would not have it. She did not for a moment believe in her husband’s guilt. Miss Travers wished to make it appear, she said, that she had an intrigue with Sir William Wilde, but in her opinion it was utterly untrue. Sir William Wilde was above suspicion. There was not a particle of truth in the accusation; "her" husband would never so demean himself.

Lady Wilde’s disdainful speeches seemed to persuade the populace, but had small effect on the jury, and still less on the judge.

When she was asked if she hated Miss Travers, she replied that she did not hate anyone, but she had to admit that she disliked Miss Travers’ methods of action.

"Why did you not answer Miss Travers when she wrote telling you of your husband’s attempt on her virtue?"
"I took no interest in the matter," was the astounding reply.

The defence made an even worse mistake than this. When the time came, Sir William Wilde was not called.

In his speech for Miss Travers, Mr. Butt made the most of this omission. He declared that the refusal of Sir William Wilde to go into the witness box was an admission of guilt; an admission that Miss Travers’ story of her betrayal was true and could not be contradicted. But the refusal of Sir William Wilde to go into the box was not, he insisted, the worst point in the defence. He reminded the jury that he had asked Lady Wilde why she had not answered Miss Travers when she wrote to her. He recalled Lady Wilde’s reply:
"I took no interest in the matter."

Every woman would be interested in such a thing, he declared, even a stranger; but Lady Wilde hated her husband’s victim and took no interest in her seduction beyond writing a bitter, vindictive and libellous letter to the girl’s father. . . . .

The speech was regarded as a masterpiece and enhanced the already great reputation of the man who was afterwards to become the Home Rule Leader.

It only remained for the judge to sum up, for everyone was getting impatient to hear the verdict. Chief Justice Monahan made a short, impartial speech, throwing the dry, white light of truth upon the conflicting and passionate statements. First of all, he said, it was difficult to believe in the story of rape whether with or without chloroform. If the girl had been violated she would be expected to cry out at the time, or at least to complain to her father as soon as she reached home. Had it been a criminal trial, he pointed out, no one would have believed this part of Miss Travers’ story. When you find a girl does not cry out at the time and does not complain afterwards, and returns to the house to meet further rudeness, it must be presumed that she consented to the seduction.

But was there a seduction? The girl asserted that there was guilty intimacy, and Sir William Wilde had not contradicted her. It was said that he was only formally a defendant; but he was the real defendant and he could have gone into the box if he had liked and given his version of what took place and contradicted Miss Travers in whole or in part.

"It is for you, gentlemen of the jury, to draw your own conclusions from his omission to do what one would have thought would be an honourable man’s first impulse and duty."
Finally it was for the jury to consider whether the letter was a libel and if so what the amount of damages should be.

His Lordship recalled the jury at Mr. Butt’s request to say that in assessing damages they might also take into consideration the fact that the defence was practically a justification of the libel. The fair-mindedness of the judge was conspicuous from first to last, and was worthy of the high traditions of the Irish Bench.

After deliberating for a couple of hours the jury brought in a verdict which had a certain humour in it. They awarded to Miss Travers a farthing damages and intimated that the farthing should carry costs. In other words they rated Miss Travers’ virtue at the very lowest coin of the realm, while insisting that Sir William Wilde should pay a couple of thousands of pounds in costs for having seduced her.

It was generally felt that the verdict did substantial justice; though the jury, led away by patriotic sympathy with Lady Wilde, the true "Speranza," had been a little hard on Miss Travers. No one doubted that Sir William Wilde had seduced his patient. He had, it appeared, an unholy reputation, and the girl’s admission that he had accused her of being "unnaturally passionless" was accepted as the true key of the enigma. This was why he had drawn away from the girl, after seducing her. And it was not unnatural under the circumstances that she should become vindictive and revengeful.
Such inferences as these, I drew from the comments of the Irish papers at the time; but naturally I wished if possible to hear some trustworthy contemporary on the matter. Fortunately such testimony was forthcoming.

A Fellow of Trinity, who was then a young man, embodied the best opinion of the time in an excellent pithy letter. He wrote to me that the trial simply established, what every one believed, that "Sir William Wilde was a pithecoid person of extraordinary sensuality and cowardice (funking the witness-box left him without a defender!) and that his wife was a highfalutin’ pretentious creature whose pride was as extravagant as her reputation founded on second-rate verse-making. . . . . Even when a young woman she used to keep her rooms in Merrion Square in semi-darkness; she laid the paint on too thick for any ordinary light, and she gave herself besides all manner of airs."
This incisive judgment of an able and fairly impartial contemporary (As he has died since this was written, there is no longer any reason for concealing his name: R. Y. Tyrrell, for many years before his death Regius Professor of Greek in Trinity College, Dublin.) corroborates, I think, the inferences which one would naturally draw from the newspaper accounts of the trial. It seems to me that both combine to give a realistic photograph, so to speak, of Sir William and Lady Wilde. An artist, however, would lean to a more kindly picture. Trying to see the personages as they saw themselves he would balance the doctor’s excessive sensuality and lack of self-control by dwelling on the fact that his energy and perseverance and intimate adaptation to his surroundings had brought him in middle age to the chief place in his profession, and if Lady Wilde was abnormally vain, a verse-maker and not a poet, she was still a talented woman of considerable reading and manifold artistic sympathies.

Such were the father and mother of Oscar Wilde.

(Frank Harris)

Say Go College Week
Say Go College Week opens up the chance for a big discussion on higher education, as well as the chance for teachers to share their own personal experience whether it was going to college themselves or their children going off to college.
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The Scholarship Book 1998 – 1999: The Complete Guide to Private-Sector Scholarships, Grants, and Loans for Undergraduates

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The ultimate directory to thousands of scholarships for undergraduates, this guide offers solid data on applying for private-sector scholarships, grants, and aid–identifying which are renewable, and how to win multiple scholarships.Mention “college” to the parent of any teen, and stress lines deepen around the mouth while a panicked, wild look forms around the eyes. College tuitions get more and more expensive, and college savings, if such exist, rarely keep pace. But while the kid is busily applying him or herself to SAT preparations (in order to get into a more expensive university), the parent who is going to fork out the money would be well-advised to browse through Cassidy’s Scholarship Book. Assistance is out there for the informed applicant. Celebrities like Bill Cosby, Eddie Murphy, and Oprah Winfrey have made big money available for students at Spellman, Howard, and Morehouse Universities. Specific niche scholarships are offered by the Contess of Munster Musical Tr

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High school students interesting in learning more about Penn State Erie attended a Penn State Day Open House this past Saturday, Feb. 18. Prospective students met with representatives from the offices of Admissions, Career Development, Undergraduate Studies, Financial Aid, Residence Life and Student Activities, and with other student support staff. Here, visitors were asked to register when they arrived on campus. More than 600 visitors were expected.

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